Terms of Use

This website is operated by PAYNROUTE LTD ("PayNRoute", "we", "us" or "our"), a private limited company registered in England and Wales under company number 16818805, whose registered office is at 124–128 City Road, London, England, EC1V 2NX. You can contact us at contact@paynroute.com.

By accessing or using this website you confirm that you accept these terms of use and agree to comply with them. If you do not agree, you must not use the site.

These terms apply to the website only. Our products and services are provided under separate written agreements, which prevail over these terms in respect of those services.

We may revise these terms at any time by updating this page. Please check it from time to time; the date at the top shows when it was last changed. We may also update, change or remove content on the site at any time, for example to reflect changes to our services or our business.

The site is intended for business audiences, including banks, financial institutions, fintechs and merchants. It is provided free of charge and on an "as is" and "as available" basis.

We do not guarantee that the site, or any content on it, will always be available or uninterrupted. We may suspend, withdraw or restrict the availability of all or any part of the site for business or operational reasons. You are responsible for configuring your own devices and for using your own virus protection software.

We are the owner or the licensee of all intellectual property rights in the site and its content, including text, graphics, software, design, the PayNRoute name and logo. These works are protected by copyright and other laws and treaties around the world. All such rights are reserved.

You may view, print or download extracts of pages from the site for your own personal use or for internal business purposes, such as evaluating our services, provided that you do not modify them and that our status as the author is acknowledged. You must not use any part of the content for commercial purposes without obtaining a licence from us.

You may use the site only for lawful purposes. You must not:

• use the site in any way that breaches any applicable local, national or international law or regulation, or that is fraudulent;
• scrape, harvest or extract content or data from the site by automated means, other than standard indexing by search engines;
• attempt to gain unauthorised access to the site, the server on which it is stored or any connected system, or test their security outside our responsible disclosure process;
• knowingly introduce viruses, trojans, worms or other material that is malicious or technologically harmful;
• misrepresent your identity or your affiliation with any person or organisation, or imply an endorsement by us that does not exist.

Content on this site is provided for general information only. It does not constitute financial, legal, tax or investment advice, and you should not rely on it as such.

Nothing on the site is an offer, invitation or solicitation to enter into any agreement or to buy any product or service. Any services we provide are subject to a separate written agreement.

PayNRoute provides technology and software services. Regulated financial activities are carried out by our licensed institutional clients, not by PayNRoute through this website.

We aim to keep the information on the site accurate and up to date, but we make no representations, warranties or guarantees, whether express or implied, that the content is accurate, complete or current. Product descriptions, illustrations and interface mock-ups are indicative and may differ from the services delivered under contract.

Where the site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the content of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Visa, Mastercard, American Express, UnionPay, JCB, Diners Club and Meeza, and any other third-party names, logos and marks shown on the site, are trademarks of their respective owners. Their display indicates compatibility or support only and does not imply any endorsement, sponsorship or partnership unless expressly stated.

Nothing in these terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the laws of England and Wales.

Subject to that, we exclude all implied conditions, warranties and representations that may apply to the site or its content, and we will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, arising under or in connection with your use of, or inability to use, the site or any content on it. In particular, we will not be liable for loss of profits, sales, business or revenue, business interruption, loss of anticipated savings, loss or corruption of data, loss of goodwill, or any indirect or consequential loss.

We process personal data in accordance with our Privacy Policy. Information about the storage technologies used on the site, and how to change your choices, is set out in our Cookie Policy.

If any provision of these terms is found by a court or other competent authority to be invalid or unenforceable, that provision will be deemed modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.

These terms, their subject matter and their formation, and any dispute or claim arising out of or in connection with them, are governed by the laws of England and Wales. The courts of England and Wales have exclusive jurisdiction, except that if you are a consumer you may also have the benefit of mandatory rights and the right to bring proceedings in the country where you live.

If you have any questions about these terms, please email contact@paynroute.com or write to PAYNROUTE LTD, 124–128 City Road, London, England, EC1V 2NX.